Last Updated: Jun 29, 2026
Privacy Policy
Your Data. Protected by Design.
At Blue Chip Finance, protecting your data is fundamental to everything we build. We are committed to maintaining the highest standards of security, transparency, and compliance while empowering banks, NBFCs, and fintechs with AI-powered lending infrastructure.
1. Introduction
This Privacy Policy ("Policy") describes how Blue Chip Finance("Blue Chip", "we", "our", or "us") collects, processes, stores, and protects personal and business information when you access our website, platform, APIs, AI-powered products, or enterprise services (collectively referred to as the "Platform").
Our Platform provides AI-powered lending infrastructure that enables financial institutions to automate customer onboarding, credit decisioning, underwriting, loan processing, collections, and other lending workflows.
By accessing or using the Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, processing, storage, and disclosure of information as described herein.
2. Information We Collect
To provide our products and services, we may collect the following categories of information:
Business Information
Account Information
Customer Data
Where our enterprise customers choose to use our Platform for lending workflows, customer information may include:
Such information is processed solely on behalf of our enterprise customers in accordance with applicable agreements and regulatory requirements.
Technical Information
We automatically collect:
API & Platform Data
When using our APIs and AI services, we may collect:
3. How We Collect Information
We collect information through:
4. How We Use Information
We use information to:
5. Information Sharing
We do not sell personal information.
Information may be shared only with:
All third parties are contractually obligated to maintain appropriate security, confidentiality, and data protection standards.
6. AI & Automated Decision Systems
Our Platform utilizes artificial intelligence to assist enterprise customers with:
AI-generated outputs are intended solely to assist enterprise customers in their business operations. Customers remain responsible for reviewing, validating, and making all final business, lending, operational, compliance, and regulatory decisions. AI-generated outputs should not be interpreted as legal, financial, or regulatory advice.
7. Data Security
Blue Chip follows industry-standard security practices to safeguard customer information.
These include:
We continuously review and improve our security controls to protect enterprise and customer data. While Blue Chip implements commercially reasonable technical and organizational safeguards, no method of electronic transmission or storage can be guaranteed to be completely secure. Accordingly, Blue Chip cannot guarantee absolute security of information transmitted through or stored on the Platform.
8. Data Retention
We retain information only for as long as necessary to:
Data is securely deleted or anonymized when it is no longer required, unless a longer retention period is required or permitted under applicable laws or contractual obligations.
9. Your Rights
Subject to applicable laws, users may have the right to:
Requests may be submitted through our designated support channels. We will process such requests in accordance with applicable laws and regulatory requirements.
10. Data Storage
Customer information is processed and stored only within India using secure infrastructure managed by Blue Chip and its authorized service providers.
Blue Chip does not transfer or store customer information outside India. Appropriate technical and organizational safeguards are implemented to protect all information stored within India in accordance with applicable laws, industry standards, and security best practices.
11. Cookies
We use cookies and similar technologies to:
Cookies help us provide a secure and efficient browsing experience. Users may manage or disable cookies through their browser settings. Please note that disabling certain cookies may affect the functionality of the Platform.
12. Third-Party Services
Our Platform may integrate with trusted third-party service providers, including:
The Platform also utilizes Blue Chip's proprietary internal systems, including its own CRM platform, to manage enterprise services, customer relationships, and operational workflows.
Each third-party provider maintains its own privacy and security practices. While Blue Chip carefully selects trusted service providers, we are not responsible for the privacy practices or policies of third-party platforms that operate independently of Blue Chip.
13. Changes to this Policy
We may revise or update this Privacy Policy from time to time to reflect changes in:
This Privacy Policy is intended to comply with applicable laws and regulations governing Blue Chip's operations, including, where applicable:
Updated versions of this Privacy Policy will be published on this page together with the revised effective date. Continued use of the Platform after such updates constitutes acceptance of the revised Policy.
14. Contact Us
If you have any questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact us.
Blue Chip Finance
Email: care@bluechipfinance.co
Phone: 8796166221
15. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of India.
Any disputes arising out of or relating to this Privacy Policy shall be subject to the applicable legal and regulatory requirements and, unless otherwise required by law, the exclusive jurisdiction of the competent courts located in Gurugram, Haryana.